BoA Works With ...
The Real Estate/Mortgage
Brokers, Loan Officers, Industry
Real Estate is Booming
real estate agents,& BoA provides extensive coverage for members
wishing to invest in real estate.
BoA can provide an interest free line of credit with first or second
mortgage security to enable members to purchase property. With the
trade dollar deposit of 30 to 40 percent of the sale price most
properties are positively geared which provides members with additional
cash flow for their business.
As BoA members obtain trade dollars by the provision of goods or
services to other members, the actual cost of their trade dollar
is quite often substantially less than a cash dollar. For example,
a printer with vacant press time may fill the vacancies by joining
BoA and taking trade dollars for brochures, business cards, etc.
As this vacant time previously created no income, the trade dollars
are a bonus to the business with the only cost being ink and miscellaneous
items. If the costs and BoA fees amount to 40 cents then this provides
the member with a substantial discount when buying real estate.
So, the BoA member, by using trade dollars, has achieved a $60,000
equity in the property with a real cost of only $24,000 - a substantial
incentive for property investment.
Rebuilding, slow sales, speculative business investments and over-penetrated
markets are just a few reasons for the consolidation-taking place
in real estate.
As the inventory of surplus real estate grows, holders of commercial
and industrial real estate are forced to keep millions of dollars
in holdings because of an unwillingness to absorb the losses associated
with selling at depressed or liquidation prices. However, those
holdings still retain tremendous inherent value. That value can
be unlocked and full liquidity achieved through corporate trading.
Through the use of trade credits, holders of real estate can recover
the full value of their assets, regardless of the economy. BoA International
acquires under-valued real estate at full value in exchange for
trade credits. This credit significantly reduces the cash required
to purchase quality media, goods and services the client was prepared
to pay for with cash. By viewing distressed real estate in the same
manner as manufacturers see excess inventory, companies can benefit
from corporate trading.
Real Estate Case Study
In one real estate transaction, BoA purchased 12 dark gas stations.
The client had bought them during a high cycle in the real estate
market during the 1970ís and when they didnít do well,
they closed them. However they were trying to sell them during a
cycle that was much lower.
Since the client grouped these 12 stations together, there were
varying market values for the stations. Some were worth 80% of what
the client acquired them for some as low as 15%. The entire portfolio
together came out to 30% of appraised or book value.
BoA paid appraised or book value. The client took no loss whatsoever
and received full value for the 12 stations. They used the credits
for spot television, spot radio and long distance telephone. It
allowed them to avoid taking a loss and, at the same time, got rid
of some of their most problematic locations. More impressive is
the fact that they used their entire trade credit in a very short
The second example involves a lease. A packaged goods company had
signed a 7-year lease at a time when the real estate market in their
town was doing very well. However, during the course of the lease
they changed the structure of their business to a more decentralized
operation and therefore no longer needed headquarters to be in a
very beautiful and expensive location. So impressive was the site
that it was inflated almost 45% higher than comparative, current
BoA paid the company the full amount of the lease obligation. Then,
a subtenant was found who would take over the space at current conditions.
The manufacturer therefore took no loss on the gap between what
the market was paying and what their obligations were.
The client used the credit for consulting services, computer leases,
trucking, cable, radio and magazine advertising. They used 2/3 of
the credit in the first year.
Real Estate Trading Strategies
Why Choose BoA?
Product Quality -- Unparalleled track
record and reputation for using trade credits.
Size and Resources -- Allows BoA
to effectively create real leverage and trade on clientís behalf.
Service and Commitment -- Allows client
to structure its own "best transaction".
Flexible Transaction Structure --
BoA enters into only those transactions it can execute.
Serving Real Estate
As companies with real estate holdings continue to consolidate
their efforts and focus on the most profitable locations, many companies
are facing questions of what to do with individual sites that are
not performing or not part of future plans. Industry-wide restructuring
has resulted in corporate downsizing, leaner companies and the need
to find new ways of finding inherent value within companies.
During the 1980ís, companies opened locations built or acquired
at then-market value. Because of the changes in the market place,
those assets are valued at a higher level than they can be sold
for without taking drastic losses. That places companies in the
position of being forced to retain their holdings.
BoA acquires real estate at up to full book value in the form of
a trade credit. The client then utilizes that credit to purchase
the advertising, goods and/or services they normally buy for all
cash -- at the price they normally pay.
In the restaurant industry, for example, franchisers and franchisees
no longer have to maintain holdings that have lost their value.
Restaurant companies can recover the full value of their holdings
and use the trade credits received to reduce the cash required to
purchase media, and/or goods and services necessary in their businesses.
For real estate fully or partially on trade
using BoA dollars:
THE REAL ESTATE/BARTER SECTOR
Barter currency was used in a real estate transaction and the real
estate/barter sector was born.
While planning to start our barter system our research showed that
real estate deals were made using trade currency as consideration.
Unfortunately most transactions were arranged by unlicensed individuals,
exchange owners and their trade brokers. A trade brokerís job
is to arrange to buy or sell on behalf of barter systemsí members
using trade currency.
We discovered that trade brokers would list the properties owned
by members and arrange for a trade not realizing that, by acting
as an agent for another in the transaction, they were performing
acts for which a real estate license is required.
We saw this as a serious problem for both industries but particularly
for the public. People were participating in real estate transactions
without the benefit and protection of real estate, licensing and
Our company has and is campaigning aggressively the barter industry
to bring attention to the problem by exposing the risks and liabilities.
We directed our campaign to the barter industry and to IRTA, the
industry main Association.
We have made major advances in this area and many of the leaders
of the industry are familiar with our plan, understand the need
for it and are enthusiastically waiting for its implementation.
They also know that, if properly implemented, it could greatly benefit
all barter systems participating.
To better understand our program we need to look closely at the
best and most efficient system in the world, The WIR Bank.
REOT is the link to the real estate industry. We insure compliance
to the real estate and licensing laws by insuring that licensed
agents perform each task for which a real estate license is required.
- Search our database of available properties.
- Enter a search request for a property type or location that
is not currently available.
- Have seller notify you of new properties offered for sale.
- How using barter will accelerate the sale of your property.
- How to offer a property through the BoA system.
What is Barter?
- How barter and barter exchanges work.
- How the BoA system works for you.
- How becoming a member of a barter exchange will grow your business.
Real Estate Agents, Mortgage Brokers, Loan
- How becoming a member of BoA will grow your real estate brokerage.
- Have BoA notify you of new properties offered for sale.
- Look at some BoA Success Stories!
Remodeling With Barter
What your premises and dťcor tell customers about your company
are likely to affect your bottom line. Let BoA shows you how barter
can help offset costly remodeling bills and improve your profits.
The appearance of your work place creates an impression about the
quality of your products and services, and even the way you run
your business. Experts agree that it may even effect your bottom
line. Customers take notice when businesses - especially retail
stores, restaurants, and hotels - look more updated, fresh and exciting.
Office space is no different. Offices need to exude success. It's
also a proven fact that office surroundings affect the production
of your staff.
No business, retail or otherwise, should go more than seven years
without making an appearance change. Depending on the image you
want to convey, makeovers can be extensive or as simple as a coat
of paint or a new sign.
The face-lift of your property doesn't have to be limited to the
interior. BoA can also help improve your exterior with lush landscaping,
asphalt seal coating, roofing, windows and more.
Don't put off updating your work place just because you don't have
the cash to invest in it. Membership in BoA -offers you the wonderful
alternative of paying for what you need with what you have.
BoA has numerous vendors to meet your needs - from building contractors
to furniture suppliers and everything in between. Contact us today
and have a new look tomorrow!
Contact BoA about giving
your company a barter face-lift!